Evaluate existing insurance policies to determine what coverage may be applicable to a claim
Research, detail, and substantiate damage to buildings and contents and any additional expenses
Evaluate business interruption losses and extra expense claims for businesses
Determine values for settling covered damages
Prepare, document and support the claim on behalf of the insured
Negotiate a settlement with the insurance company on behalf of an insured
Re-open a claim and negotiate for more money if a discrepancy is found after the claim has been settled
We protect your Interests
When a loss occurs, interpreting an insurance policy can be confusing and time consuming. With Specialty Public Adjusters, Inc., there's no need to worry. We will work promptly and efficiently work to help you maximize your claim and assure that all applicable coverages are applied. Each claim is approached in an organized matter and supported by facts. All settlement amounts asked on our end are justified based on a thorough and researched Estimate of Damages.
What you should know
Shortly after the insurance company receives notice of a loss, an adjuster representing the insurance company will visit the policyholder to gather facts about how the loss occurred, the magnitude of the loss, and the possibility of subjugation. Incorrect, incomplete or inadequately expressed answers to the adjuster’s questions may reduce the amount that can be claimed. A public adjuster engaged early in the process, before the fact-finding stage, will have a better opportunity to help the policyholder receive a fair settlement for all losses legitimately covered under the insurance policy. However, at any time during negotiations with the insurance company and even after a payment has been received, we may be able to negotiate for a higher amount. Call Specialty Public Adjusters, Inc. if you need help with a previously denied claim.
Types of Damages we have successfully claimed for our clients: